About Us

About Acquired Loans

Helping patients secure financing for cosmetic medical/dental procedures since 2000, AcQuired Loan Solutions (AcQuired) offers the best chances for credit approval, with minimal impact to your credit score. 

Lenders don’t publish the credit scores they require for eligibility, and as credit applicants don't usually know their individual scores, they end up applying to lenders blindly, losing critical points off their score each time they apply. Just ONE blind application can keep you from being approved by ANY lender!

Further, as many "patient financing companies" are just aggregators (brokers) for the actual lenders (banks), and as these lenders frequently contract with several different patient financing companies, applicants can actually be declined multiple times by the SAME lender! Moreover, as all physicians ARE NOT enrolled with all lenders, by applying blindly, you could also end up being approved for a loan you can't use with your physician!

Accordingly, AcQuired stays current with the different credit scores lenders require for approval, we monitor which patient financing companies broker for which lenders, to avoid redundant applications that waste points off your score, and we verify that you can use the credit you've been offered with the physician of your choice.

AcQuired is neither a lender, nor a broker for lenders. We're not paid by any company lenders to "push" their programs to patients, and we're not obligated to use any particular credit issuers. We can search out additional credit sources, where no single source will offer the full amount, and we can even refer you to lending sources that can deposit directly to your personal bank account.

AcQuired Loan Solutions

To help you get the credit you need, AcQuired stays current with the approval criteria and credit score requirements of lenders, starts with the most lenient lender(s), and offer insights into patient financing that lenders do not. Like, what they look for, the Pros & Cons of their payment plans, how and when to use a co-signer, and how to be more attractive to lenders. Our primary objective is to help you secure credit, and we can even refer you to lending sources outside the standard patient financing network.

We are here to help

Based on the information we collect from patients, and our knowledge of how financing works, AcQuired determines which credit issuer(s) offer the best chance for approval, and then functions as the patient's agent to help them apply. We also stay current with interest rates and payment plans of credit issuers, and we sincerely welcome the opportunity to discuss their relative Pros & Cons, to allow patients to make a more informed decision.